How China Primed Its R&D Pump With IP Theft
When some rando shills China's R&D playbook for India on social media, it's funny. But if a leading columnist does the same in the world's second largest business daily (see…
Robot Journalist Steps Out of My Imagination And Enters The Real World
In my blog post entitled Future Of Media, I'd daydreamed about a robot journalist: My imaginary Robot Journalist (RoJo) is equipped with a camera, sensors, and an LLM (Large Language Model), and…
Outcome Washing In AI Deals
Outcome Based Pricing (OBP) is where my product helps you to achieve a certain outcome, I sell it to you for a price that's proportional to the monetary value of…
Five Reasons Why UPI Has Not Disrupted Credit Card
(This post is a slightly edited version of my answer to the above Quora question.) Question: Has UPI Disrupted Credit Card? Short Answer: No. UPI has boosted credit card. Long Answer:…
Unpacking The Credit Card Boom In India
I got my first credit card in 1988. I've been using credit card as my go-to method of payment since then. I also headed up the retail payments line of…
UPI Is Boosting – Not Hampering – Credit Card
(This post is a slightly edited version of my answer to the above Quora question.) Question: Is UPI Hampering Credit Card Business? Short Answer: No. UPI is actually aiding the credit…
Inventing A Strategic Enemy To Create Revolutionary Brands
In his oped entitled Abey, Get a Strategic Enemy! in the Economic Times dated 2 October 2025, M Muneer proposes what I call the Strategic Enemy playbook to create revolutionary…
AI Agent Versus RPA
I have been asked many times to explain the difference between AI Agent and RPA. That's not strictly true. I've been asked only twice, most recently by an automated bot…
Why Foreign Exporters And American Importers Are Paying Trump Tariffs
"When President Trump announced sweeping tariffs in April, economists predicted surging inflation and raised the odds of a recession. Those worries now seem overblown." ~ How the U.S. Economy Has…
Early Sightings Of AI Voice Agent Technology
In a recent article in the mainstream media, Mitesh Agarwal, director, customer engineering at Google Cloud, declared: Unlike other countries, India is a voice first market. I found his observation…