Why ChatGPT Won’t Kill Coders
In Will ChatGPT Kill Coders?, we examined many demand suppressors that threatened to kill coders' jobs. We also alluded to DEMAND STIMULANTS, which work as counterweights by boosting demand for…
CBDC – Utopia or Dystopia?
Central Bank Digital Currency is digital cash. Like paper currency notes, it's issued by the central bank and does not bear interest. Also, like paper currency notes, it's legal tender.…
Shattering The Myth Of Exorbitant Credit Card MDR
Since times immemorial, merchants have complained that banks charge exorbitant fees for processing credit card payments. Called Merchant Discount Rate (MDR), this fee is around 2% of the transaction value,…
Will ChatGPT Kill Coders?
While building the new GTM360 website, I asked ChatGPT for code for the following responsive design elements: 3 images side by side Table with 2 rows, first row with 3…
Five Tips To Spec Trial Version To Boost Conversion To Paid Version
Right sizing of the trial version is key to the success of a SAAS product. If the trial version is as heavy as the full version of the software, customers…
Technology Matters – Just Not At The Top Of Funnel
Back in the day, technology vendors used Feature Selling to sell their products. In this technique, they use product features to create interest among the target audience. As everybody and…
Twitter Blue – Pros & Cons
Twitter announced a paid blue check plan at a price of $8/month soon after Elon Musk acquired the company last year. The company advertised the following features for this premium…
Credit Card Primer – Interchange, MDR & Surcharge
This post provides a quick primer on MDR, Interchange, and Surcharge, and covers a few recent updates to rules around these key concepts in the credit card industry. Merchant Discount…
Six Sharp Practices Followed By New Age Startups
Here are six sharp practices followed by new age startups: #1. REDBUS This bus ticket aggregator buys five seats in a bus with 45 seats. When four out of these…
Unveiling What Merchants & Banks Learn About You When You Tap Your Credit Card
Among others, the credit card value chain comprises the following entities: Consumer (aka Customer, Cardholder), who uses the credit card to pay for the purchase Merchant (aka Store, Retailer), who…