Credit Card Primer – Interchange, MDR & Surcharge
This post provides a quick primer on MDR, Interchange, and Surcharge, and covers a few recent updates to rules around these key concepts in the credit card industry. 1. Merchant…
Six Sharp Practices Followed By New Age Startups
Here are six sharp practices followed by new age startups: #1. REDBUS This bus ticket aggregator buys five seats in a bus with 45 seats. When four out of these…
Unveiling What Merchants & Banks Learn About You When You Tap Your Credit Card
Among others, the credit card value chain comprises the following entities: Consumer (aka Customer, Cardholder), who uses the credit card to pay for the purchase Merchant (aka Store, Retailer), who…
Zepto Becomes The First Quick Commerce Unicorn
Zepto just became the first unicorn in the Quick Commerce space. Zepto, an India-based grocery delivery company, secured a $200 million Series E at a $1.4 billion valuation in a…
Pune Metro Second Impressions
After trying out the Aqua Line of Pune Metro last month, I recently checked out the Purple Line. When it's fully commissioned, this route will connect PCMC on the north…
Economic Times Publishes My Take On Corporate v. Consumer Credit Rating
Dear Editor of Economic Times: This has reference to the op-ed entitled Credit Ratings Need To Get Personal in today's Economic Times. The article makes a false equivalence between the…
Who Owns Requirements – Customer Or Business Analyst?
To summarize this LinkedIn post: Imagine that you're a Business Analyst in a software project and your customer has escalated about you to your Project Manager saying "your BA has…
Calling BS Of Bank Fintech Partnership
Fintech came into existence with the charter of disrupting traditional banks. It sought to achieve its mission by democratizing finance with modern technologies and superior customer experiences. The plan was…
Fortune Global 500 Surges Ahead Of Indian IT Industry
No Indian IT company has made it to the latest FORTUNE GLOBAL 500. This is despite the industry leader TCS growing faster than the list's hurdle revenue. I'm guessing that…
Pune Metro First Impressions
Pune Metro has two routes: Aqua Line running East-West from Ramwadi in East Pune to Vanaz in West Pune via Ruby Hall Clinic in downtown Pune. As of now, this…