Mobile OTP: Cyanide Or Caffeine For Online Payments?
I recently received an SMS from one of my credit card issuing banks informing me about the following change in procedure for using its credit cards online: With immediate effect,…
It’s Raining QR Codes – Now In Magazines
My previous posts about QR codes and Augmented Reality (see Related Posts at the bottom of this post) were based on my exposure to these technologies in newspapers, posters and…
Mera Bharat Mahan!
From: S Ketharaman [s.ketharaman@gtm360.com] Sent: Thursday, August 15, 2013 11:31 PM To: 'editet@timesgroup.com' Subject: Mera Bharat Mahan! | Letter to the Editor Dear Editor of The Economic Times: Kudos to…
The Severe Identity Crisis On Twitter For Digital Marketers
This Finextra article highlights a major challenge facing digital marketers using Twitter for business development: How do you determine the veracity of a Twitter account? Put in another way, how do…
The Experience That 99% Of Flyers Won’t Have Even Once In Their Lifetime
I recently traveled on seat 6E on Indigo Airlines flight from PNQ to MAA. This is a common seat number on all flights. It's not even one of the most…
Running From Pillar To Post To Link Aadhaar Card To Bank Account
On my last few visits to the Internet Banking portal of this bank - a Top 3 private sector bank in India - I'd been seeing the following banner notice…
3 Ways To Execute Government Technology Contracts Profitably
There's a lot of buzz in the media about how delays in realizing payments are making life difficult for vendors selling servers, laptops, tablets and other IT hardware to the…
High NIM Propels Indian Banks Into FORTUNE 500
The fragmented state of the banking industry and, arguably, the relatively conservative policies of the Indian banking regulator Reserve Bank of India, have kept the assets of Indian banks somewhat…
Five Ways to Stimulate Electronic Payments (Hint: Discouraging Cheques Is Not One Of Them)
The number of times the words "should" and "charge" appear in this article titled "RBI WANTS TO DISCOURAGE USE OF CHEQUES" got me wondering if "negative reinforcement" is seen as…
Even If Customers Don’t Bother About Costs, Regulators Do
My recent post The Tug-of-War Between Different Pricing Models sparked a lively debate and attracted several comments and 1-on-1 feedback about whether customers care about costs or not. Some people believe that…