Open Banking Needs A Blockchain Boost
Ever since Open Banking was launched in January, the media has gone on an overdrive, warning bank customers about data breaches and urging them to be cautious about sharing their…
Why Do People Trust Reviews Even Though Half Of Them Are Fake?
On job sites like Fiverr and Upwork, you’ll find many job listings for writing fake reviews. Interestingly, on the same platforms, you'll also find many job listings for removing fake…
Rideshare: Exhibit A For New Age Digital Business
In How Rideshare Startups Flipped A Switch To Create A Billion Dollar Business Overnight, I shared my thoughts on how rideshare startups have gone against common wisdom in many areas and used…
How Rideshare Startups Flipped A Switch To Create A Billion Dollar Business Overnight
Once upon a time, the best way to discover places in a new city was to jump into a taxi and ask the driver to take you around. Gone are…
PSA: Insist On Receipt When You Pay By NEFT, UPI, FPS Etc.
When you pay someone, you expect to get a receipt for the payment. Especially when that "someone" is a business. Receipt - or "proof of receipt of payment" - must…
The End Of Google Search Is Not Nigh
I go directly to the websites of my favorite brands whenever I shop online e.g. Amazon for products, Cleartrip for flight tickets and hotels, Housing for real estate, Play Store for…
What Happens To KYC Documents After We Submit Them To Banks?
A banker quit his job and started a new company. He applied for a debit card for his company. Ram, as we'll call the ex-banker, completed the required forms, submitted…
How To Create A Bestseller Without Marketing
Short Answer: You can't. Long Answer: As an external marketing solutions provider, we stand to gain when companies outsource their marketing. We're also okay if they do their marketing inhouse.…
A Good Doctor Is A Great Salesman
Ram and Shyam are twins. As they reach their mid-forties, they develop a knee pain. They go to the same orthopaedist, who does an X-Ray and diagnoses both with Osteoarthritis.…
When Will Fintechs Sell What Customers Want To Buy?
As soon as my daughter was born, I opened a bank account in her name. As a minor, her account was held jointly in her parents' name all these years.…