Talk of Many Things – Page 29 – Personal Blog of Ketharaman Swaminathan

Harmless As Tiny Noticeable Thing Or Explosive As TNT

14 December 2018

Here's another post on the cultural differences across different markets, with specific lessons for sales and marketing. Many years ago, Fortune had used the following lede to introduce the largest…

Fintechs Shouldn’t Stop Chanting The Disruption Mantra

7 December 2018

Direct-to-Consumer financial technology startups are new age companies that sell bank accounts, loans and other financial products directly to end users. In this post, we'll use the term “Fintechs” to…

To H-1B Or Not To H-1B… Is A Money Question

19 November 2018

Today's Economic Times published my letter on H-1B and the controversy over surplus or scarcity of STEM talent in the USA. It was in response to the following article on this subject…

Teardown Of The VC Investment Model

16 November 2018

This is a slightly edited version of my answer to the following question on Quora: “We’ll disrupt uncouth taxi unions.” “We’ll kill greedy banks.” “We’ll upend shady realtors.” Startups with noble…

Discount Is Not The Only Reason For Shopping Online

9 November 2018

At the end of my blog post titled Retail Is Still Barking Up The Wrong Tree Against Ecommerce, I'd made a bold prediction that, within a few months, I'd find a…

Winners Don’t Let Security Screw Up User Experience

2 November 2018

Like me, you may have come across people who appear obsessed with security but happily book cabs, send messages, order food, and even make payments without entering a single password…

Why Nobody Went To Jail For Great Financial Crisis

19 October 2018

On the tenth anniversary of the bankruptcy of Lehman Brothers, the media is full of articles questioning why nobody went to jail for the Great Financial Crisis that followed. Take,…

Will You, Won’t You, Will You, Won’t You Get Your Blockchain App?

12 October 2018

Fans of Lewis Carroll will immediately spot the striking resemblance between the title of this post and the refrain from The Mock Turtle's Song in Alice in Wonderland. A newly opened electronic…

Security Dilemma: Why People Abandon Passwords in Favor of Frictionless Payments

5 October 2018

Let’s take the following two statements: Indians are obsessed over security Indians make payments without entering any password. Each of these statements is a fact. But, taken together, they appear…

Multiple Choice Questions: Yes, No Or Maybe?

28 September 2018

There are two styles of testing in corporate and academic assessments: Subjective / Descriptive: The test has a question and the test taker - "assessee" in Learning & Assessment Management System-speak…