Running From Pillar To Post To Link Aadhaar Card To Bank Account
On my last few visits to the Internet Banking portal of this bank - a Top 3 private sector bank in India - I'd been seeing the following banner notice…
3 Ways To Execute Government Technology Contracts Profitably
There's a lot of buzz in the media about how delays in realizing payments are making life difficult for vendors selling servers, laptops, tablets and other IT hardware to the…
High NIM Propels Indian Banks Into FORTUNE 500
The fragmented state of the banking industry and, arguably, the relatively conservative policies of the Indian banking regulator Reserve Bank of India, have kept the assets of Indian banks somewhat…
Five Ways to Stimulate Electronic Payments (Hint: Discouraging Cheques Is Not One Of Them)
The number of times the words "should" and "charge" appear in this article titled "RBI WANTS TO DISCOURAGE USE OF CHEQUES" got me wondering if "negative reinforcement" is seen as…
Even If Customers Don’t Bother About Costs, Regulators Do
My recent post The Tug-of-War Between Different Pricing Models sparked a lively debate and attracted several comments and 1-on-1 feedback about whether customers care about costs or not. Some people believe that…
How Is This Mobile Banking?
Many banks tend to view Mobile Banking as a truncated version of Internet Banking and tend to offer it only to their existing Internet Banking users. This approach completely negates…
New Take On The Rupee Symbol
When I wrote The New Rupee Symbol & Hammer-and-Sickle three years ago, the Indian Rupee was at about 45 to a US dollar. Since then, it has weakened substantially to…
QR Codes Are 110X More Effective Than Banner Ads – When Done Right
In our past articles (click here and here), we took QR codes for granted wherever we found them and focused on their underlying technology, shared tips on how to get them right and…
Use Social Sharing To Pump Up Lead Generation – Even On B2B Websites
We always recommend short or prefilled forms on B2B websites to reduce friction and thereby boost conversion for various CTAs like whitepaper download, webinar registration, request for quote, and so…
Why Is This Data Breach Different?
What data breach? Are you talking about the one that happened at Heartland in 2009? Or, maybe the Fidelity one from 2011? Again, no? Oh, you're referring to the latest…