Winners Don’t Let Security Screw Up User Experience
Like me, you may have come across people who appear obsessed with security but happily book cabs, send messages, order food, and even make payments without entering a single password…
Why Nobody Went To Jail For Great Financial Crisis
On the tenth anniversary of the bankruptcy of Lehman Brothers, the media is full of articles questioning why nobody went to jail for the Great Financial Crisis that followed. Take,…
Will You, Won’t You, Will You, Won’t You Get Your Blockchain App?
Fans of Lewis Carroll will immediately spot the striking resemblance between the title of this post and the refrain from The Mock Turtle's Song in Alice in Wonderland. A newly opened electronic…
Security Dilemma: Why People Abandon Passwords in Favor of Frictionless Payments
Let’s take the following two statements: Indians are obsessed over security Indians make payments without entering any password. Each of these statements is a fact. But, taken together, they appear…
Multiple Choice Questions: Yes, No Or Maybe?
There are two styles of testing in corporate and academic assessments: Subjective / Descriptive: The test has a question and the test taker - "assessee" in Learning & Assessment Management System-speak…
What Can Government Do About Petrol Price?
Today's Times of India has two op-eds on petrol pricing. The one by Swaminathan S Anklesaria Aiyer (@swaminomics) advises the government to hold taxes at their present levels and leave petrol prices…
Tap’s Loss Is Dip’s Gain – Or The Attitude That Will Kill Contactless Payments
India's central bank-cum-banking regulator Reserve Bank of India relaxed the two factor authentication mandate for instore card payments below INR 2000 (~US$30). This means that you can pay with credit…
M&A Is Low Hanging Fruit For Indian IT Industry To Enter FORTUNE GLOBAL 500
There's no better introduction to this year's FORTUNE GLOBAL 500 than Fortune's own lede: Change is everywhere in this year's Global 500 - except at the very top. Walmart, with…
How Do You Verify Electronic Receipts In The Age Of Photoshop?
This is a slightly edited version of my answer to the following question on Quora. Short Answer: Verification techniques range from “do nothing” and heuristics through to rigorous matching of…
IKEA Will Die If It Expects Indians To DIY
Nine years after I wrote Changing Face of DIY Markets, it's still not so easy to get carpenters, electricians and plumbers for doing small household repair and home improvement jobs in India.…