BNPL Ain’t Killing Banks – It’s Making Them Rich
Every time a shiny new fintech product or service enters the market, finsurgents immediately predict the death of traditional banks. But traditional banks always go laughing all the way to…
Just Because You Can Doesn’t Mean You Will – Part 2
In Part 1 of this blog post, I had given seven examples that showed that, just because you can do something doesn't mean that you will. In this Part 2,…
Just Because You Can Doesn’t Mean You Will – Part 1
There's a wide gulf between what one can do and what one will do. Can depends on ability whereas will depends on wish. The two are not always aligned. Without…
Bombay Stock Exchange or Bombay Real Estate?
Sensex recently hit 50,000. The index of the thirty biggest Indian companies by market capitalization listed in Bombay Stock Exchange has appreciated 50X in the last 30 years: From 1,000…
False Positive Primer – Part 2
We saw three illustrations of False Positive in the first part of False Positive Primer. They were: Credit Card Fraud Detection & Prevention Covid-19 Test "Cry Wolf" Syndrome In this…
Should You Delete WhatsApp?
I have been asked many times if I will use WhatsApp after its new privacy policy comes into effect in February. That's not strictly true. I've been asked only once.…
Season’s Greetings
Season’s Greetings & Best Wishes for a Happy New Year! Welcome back to GTM360 Blog. Our Top 10 blog posts in 2020 were: #10. Dr. Batra’s – A Sanitizer That…
Three Reasons Why Companies Don’t Behave Like Individuals
Since companies comprise individuals, many people believe that companies and individuals will behave in an identical manner under the same situation. I disagree. There's a big disconnect in the behavior…
Statistical Significance Is Dying – And Data Science Is To Blame
I concluded my blog post entitled Demystifying The Ubiquitous Sample Size Of 2000 on the following note: A survey with a sample size of merely 2000 can deliver statistically significant…
How Do Founders Become Rich When Their Startups Don’t Make Profits?
This is a slightly edited version of my answer to the following question on Quora: How is it that Amazon doesn’t make a profit, yet Jeff Bezos’ net worth is…