| True Negative | Real Owner uses Credit Card. Test does not find Fraud.
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Transaction is Approved. Good Outcome |
| False Positive | Real Owner uses Credit Card. Test finds Fraud. | Transaction is Declined. Bad Outcome. |
| False Negative | Fraudster uses Credit Card. Test does not find Fraud. | Transaction is Approved. Bad Outcome |
| True Positive | Fraudster uses Credit Card. Test finds Fraud. | Transaction is Declined. Good Outcome |
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