Nope. UPI is an Interbank / A2A payment rail. It competes with Card Network rail. The twain shalt not meet.
That said, there are a few third party payment apps (e.g. PayZapp, PayTM) that support UPI and Credit Card / Debit Card. But, because these payment rails are inherently different, these apps will operate with different limits, fraud protection rules, and User Experience for the two rails.
ByTW, you can find the following overview of the leading payment rails in my blog post Overview Of Payment Rails:
- Prepaid Wallet / Card: Closed-loop i.e. stored value is kept inside a PSP’s app or plastic card. Examples: PayTM / PayZapp / PhonePe (India); Venmo / Square (USA); PayPal (global)
- Bank Real Time Payment: Money gets transferred in real time from Payer’s bank account to Payee’s bank account. To qualify as a retail payment method, at least one party among the Payer or Payee must be an individual while the other can be an individual or a business. This is also called Account-to-Account Real Time Payment (A2A RTP). Examples: UPI / NEFT / IMPS (India); FPS / PayM / PayByBank (UK); Zelle / Venmo / PopMoney (USA); iDEAL (Netherlands); EBA myBank (EU); AliPay / WeChat Pay (China)
- Bank Bulk / Batch Payment: Bulk payments processed in a batch. Typically used for salary, vendor and government benefits payments. Examples: NACH (India); ACH (USA); BACS (UK)
- Card: Open-loop credit card and debit card. Examples: Visa / MasterCard (global); RuPay (India); China Union Pay (China, Global)
- Carrier Billing: Offered by Mobile Network Operators and other (nonbank) third parties that have an ongoing billing relationship with the consumer, this rail does not involve banks at all. Examples: Boku / Zong-PayPal (global)
- Check Imaging: Allows Merchants to accept checks, just as they accept cash, at the point of sale. It verifies the account balance of the Consumer and guarantees that the check will not bounce when it’s presented to the Drawee bank later. It also does all of this while the Consumer is still standing in the checkout line. Example: Fed Check 21 (USA).