{"id":4146,"date":"2020-02-26T22:58:38","date_gmt":"2020-02-26T17:28:38","guid":{"rendered":"https:\/\/sketharaman.com\/blog\/?page_id=4146"},"modified":"2020-06-14T17:44:56","modified_gmt":"2020-06-14T12:14:56","slug":"what-is-your-review-of-the-site-usemycards-which-allows-users-to-purchase-products-using-someone-elses-cards-for-a-few-in-order-to-take-benefit-of-card-specific-offers-https-qr-ae-tliu5m","status":"publish","type":"page","link":"https:\/\/sketharaman.com\/blog\/archive-my-content-amc360\/what-is-your-review-of-the-site-usemycards-which-allows-users-to-purchase-products-using-someone-elses-cards-for-a-few-in-order-to-take-benefit-of-card-specific-offers-https-qr-ae-tliu5m\/","title":{"rendered":"What is your review of the site UseMyCards, which allows users to purchase products using someone else&#8217;s cards for a few in order to take benefit of card-specific offers? https:\/\/qr.ae\/TLIu5M"},"content":{"rendered":"<p class=\"q-text qu-display--block\">A Credit Card can be used only by the person whose name is printed on the card. This is a cardinal, if not very well-known, rule of the credit card industry.<\/p>\n<p class=\"q-text qu-display--block\">Through my work in the credit card industry, I know that a credit card can\u2019t be used even by other family members of the person to whom it\u2019s issued i.e. it\u2019s strictly non-transferable.<\/p>\n<p class=\"q-text qu-display--block\">Against this backdrop, I was jolted out my seat when I read this question. I was wondering how the heck can a startup blatantly encourage a practice that\u2019s explicitly forbidden by card networks.<\/p>\n<p class=\"q-text qu-display--block\">So I visited the website of UseMyCards.<\/p>\n<p class=\"q-text qu-display--block\">No, as far as I could see, UseMyCard does not violate the aforementioned credit card industry rule.<\/p>\n<p class=\"q-text qu-display--block\">Contrary to what the question asserts, UseMyCard does not allow users to purchase products using someone else\u2019s credit cards.<\/p>\n<p class=\"q-text qu-display--block\">What it does allow is slightly, but critcally, different: It permits Person A to request Person B to order something against Person B\u2019s Credit Card and have the product shipped to Person A. Now, that\u2019s enabled by the dropship \/ gift feature supported by most ecommerce websites and, AFAIK, does not violate the aforementioned credit card industry rule.<\/p>\n<p class=\"q-text qu-display--block\">I think the UseMyCards workflow is too tedious, timeconsuming and full of friction. It\u2019s not worth my while just to save a few bucks. Personally, I don\u2019t see myself ever using this website. But there could be a lot of time-rich people who might not mind navigating through the friction of UseMyCards to save money. For them, UseMyCards might provide a compelling value proposition. Accordingly, I\u2019m quite bullish about this company\u2019s future outlook.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A Credit Card can be used only by the person whose name is printed on the card. This is a cardinal, if not very well-known, rule of the credit card&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":3722,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4146","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/sketharaman.com\/blog\/wp-json\/wp\/v2\/pages\/4146","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sketharaman.com\/blog\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sketharaman.com\/blog\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sketharaman.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sketharaman.com\/blog\/wp-json\/wp\/v2\/comments?post=4146"}],"version-history":[{"count":0,"href":"https:\/\/sketharaman.com\/blog\/wp-json\/wp\/v2\/pages\/4146\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/sketharaman.com\/blog\/wp-json\/wp\/v2\/pages\/3722"}],"wp:attachment":[{"href":"https:\/\/sketharaman.com\/blog\/wp-json\/wp\/v2\/media?parent=4146"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}