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	<title>Comments on: Credit Cards Don&#8217;t Lead To Overspending</title>
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	<description>Personal Blog of Ketharaman Swaminathan</description>
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		<title>By: Forget Overspending, You Can Actually Save Money By Using Credit Cards! &#171; Talk of Many Things</title>
		<link>http://sketharaman.com/blog/2009/12/20/credit-cards-dont-lead-to-overspending/comment-page-1/#comment-18070</link>
		<dc:creator>Forget Overspending, You Can Actually Save Money By Using Credit Cards! &#171; Talk of Many Things</dc:creator>
		<pubDate>Sun, 30 May 2010 16:38:31 +0000</pubDate>
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		<description>[...] few months ago, I&#8217;d posted a blog about why credit cards don&#8217;t necessarily lead to [...]</description>
		<content:encoded><![CDATA[<p>[...] few months ago, I&#8217;d posted a blog about why credit cards don&#8217;t necessarily lead to [...]</p>
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		<title>By: Why Pay By Credit When You Don&#8217;t Have To Pay By Kwedit &#171; Talk of Many Things</title>
		<link>http://sketharaman.com/blog/2009/12/20/credit-cards-dont-lead-to-overspending/comment-page-1/#comment-12229</link>
		<dc:creator>Why Pay By Credit When You Don&#8217;t Have To Pay By Kwedit &#171; Talk of Many Things</dc:creator>
		<pubDate>Tue, 02 Mar 2010 12:46:09 +0000</pubDate>
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		<description>[...] credit cards don&#8217;t lead to overspending, then Kwedit needn&#8217;t lead to any [...]</description>
		<content:encoded><![CDATA[<p>[...] credit cards don&#8217;t lead to overspending, then Kwedit needn&#8217;t lead to any [...]</p>
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		<title>By: Ketharaman Swaminathan</title>
		<link>http://sketharaman.com/blog/2009/12/20/credit-cards-dont-lead-to-overspending/comment-page-1/#comment-11486</link>
		<dc:creator>Ketharaman Swaminathan</dc:creator>
		<pubDate>Sat, 09 Jan 2010 19:25:33 +0000</pubDate>
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		<description>UPDATE: 

Just stumbled on to www.truecostofcredit.com which is a tool from TransFS.com, a company I&#039;ve covered in a couple of my posts. This website tells you the exact cost that merchants incur for accepting different credit cards for a range of merchandise. 

Just enter the first six digits of your credit card number - which reveals absolutely no personal information about your card, the website assures you - and find out the credit card fees for chewing gum (for one of my cards, it is 25.1%), sandwich (5.2%), pizza (3.8%), gasoline (2.1%), flat screen TV (2.5%).</description>
		<content:encoded><![CDATA[<p>UPDATE: </p>
<p>Just stumbled on to <a href="http://www.truecostofcredit.com" rel="nofollow">http://www.truecostofcredit.com</a> which is a tool from TransFS.com, a company I&#8217;ve covered in a couple of my posts. This website tells you the exact cost that merchants incur for accepting different credit cards for a range of merchandise. </p>
<p>Just enter the first six digits of your credit card number &#8211; which reveals absolutely no personal information about your card, the website assures you &#8211; and find out the credit card fees for chewing gum (for one of my cards, it is 25.1%), sandwich (5.2%), pizza (3.8%), gasoline (2.1%), flat screen TV (2.5%).</p>
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